Life Insurance

Life Insurance pays out a lump sum, or even an annual income if you would prefer, when you die. This is important for any joint mortgage, in order to pay off the debt to avoid leaving the joint mortgage holder with a large debt they cannot afford. Another reason to have a life insurance policy...

Critical Illness Cover

Critical illness cover pays out a lump sum on diagnosis of any one of a range of specified illnesses giving you the peace of mind of knowing that while you are incapacitated, probably having treatment and unable to work, you haven’t got to worry about your finances at this already stressful time. This type of...

Income Protection

Income protection is exactly that. Protecting your income. This is to protect from accident, illness or injury keeping you from being able to work and therefore stopping or reducing your income. If you are off work and your employer does not offer you Company sick pay, or if your Company sick pay has ended, all...

Home Insurance

Insuring your home correctly is vital. Not only is it a condition of all mortgages, more importantly it is there to protect everything you have worked for. Your house contains everything you own which is why a good quality, and suitable insurance policy is a must. At Higham Critchley Barrows, we’ll discuss with you the...

Landlords Insurance

Whether you have a single let property, or you have a large portfolio, you’ll need suitable Landlords Insurance. Cover for the building will be mandatory for any mortgaged properties, but you can also cover a lot of the risks that landlords face. Tenant damage, unpaid rent, court and eviction costs. If you furnish the property...