Income protection is exactly that. Protecting your income. This is to protect from accident, illness or injury keeping you from being able to work and therefore stopping or reducing your income.

If you are off work and your employer does not offer you Company sick pay, or if your Company sick pay has ended, all you will receive is Statutory Sick pay (SSP) To see the latest figures of how much you would receive, visit gov.uk/statutory-sick-pay If you have an Income Protection policy, this can continue to pay a proportion of you income, when you are unable to work, allowing you to focus on getting back to health.

We believe that income is the most important thing to protect. Without your income, you can’t do all the things you love to do. You might not be able to pay the mortgage or rent. You could fall behind with payments meaning your credit score is affected. There will be a lot of things that you will have to give up and cut back on.

To discuss if you could protect your income, give one of our friendly Mortgage & Protection Advisers a call.

Payment Protection Insurance is optional. There are other providers of Payment Protection Insurance and other products designed to protect you against loss of income.

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